In this article on comnavihyogo.com, I will discuss everything you need to know about the features and functions of the UBA app and How To Use UBA Mobile Banking App.
As digital banking continues to gain popularity, UBA Bank has remained at the forefront of the industry with the launch of its Mobile Banking App in June 2015.
The app has since become a go-to option for many UBA Bank customers across Africa.
Available for download on both the Google Play Store and the Apple App Store, the latest version of the app (as of September 2021) is 5.9.1.
In this article, we will dive into the features and functionalities of the UBA Mobile Banking App and provide a step-by-step guide on how to use it.
RELATED: How To Block UBA Account
Features of the UBA Mobile Banking App
Account Balance Inquiry:
With the UBA Mobile Banking App, you can check your account balance at any time and from anywhere.
This feature is particularly helpful if you need to check your balance before making a transaction.
Funds Transfer:
The app allows you to transfer funds from your UBA account to any other UBA account or to accounts in other banks.
This feature allows you to make payments to family and friends, pay for goods and services, and more.
Airtime Top-up:
You can use the app to buy airtime for yourself or for someone else on any mobile network in Nigeria.
This feature is particularly helpful if you need to recharge your phone or someone else’s phone, and you do not have access to a physical recharge card.
Bills Payment:
You can use the app to pay bills such as electricity bills, cable TV subscriptions, and internet service provider bills.
This feature allows you to make payments conveniently without having to visit a payment center.
Cardless Withdrawal:
The UBA Mobile Banking App allows you to withdraw cash from any UBA ATM without using your ATM card. This feature is particularly helpful if you lose your ATM card or do not have your ATM card with you.
Mini Statement:
You can view your transaction history on the app and generate a mini statement. This feature allows you to keep track of your transactions and monitor your spending.
Account Management:
You can manage your UBA account from the app by updating your personal information, activating or deactivating your debit card, and more.
This feature allows you to manage your account conveniently without having to visit a UBA branch.
Request for Cheque Book:
You can request for a cheque book on the app and it will be delivered to your registered address. This feature allows you to request a cheque book without having to visit a UBA branch.
Stop Cheque Payment:
The app allows you to stop payment on a cheque that you have issued. This feature allows you to prevent a cheque from being cashed if it has been lost or stolen.
Security Features:
The UBA Mobile Banking App has several security features such as a 4-digit PIN, fingerprint authentication, and one-time passwords (OTPs) to protect your account.
This feature ensures that your account is secure and prevents unauthorized access.
ALSO READ: How To Increase Transfer Limit On UBA App
How to Use the UBA Mobile Banking App
- Download and Install the UBA Mobile Banking App from the Google Play Store or Apple App Store.
- Register for UBA Mobile Banking by providing your UBA account number, mobile number, and other required details.
- Activate your UBA Mobile Banking by inputting the activation code sent to your registered mobile number.
- Log in to the app using your 4-digit PIN or biometric authentication.
- Explore the app and select the feature you want to use.
- Follow the on-screen prompts and provide the required information to complete the transaction.
- Confirm the transaction and wait for a confirmation message.
It is important to note that you should keep your UBA Mobile Banking App and PIN safe and not share them with anyone.
In addition to keeping your app and PIN safe, here are some additional tips to keep in mind:
- Make sure to keep your device updated with the latest security patches and updates.
- Always check that you are downloading the UBA Mobile Banking App from the official app stores.
- Avoid using public Wi-Fi or shared devices when accessing your UBA Mobile Banking App.
- Do not click on suspicious links or download attachments from unknown sources.
- If you suspect any fraudulent activity on your account, contact UBA Bank immediately.
By following these tips, you can ensure that you stay safe and secure when using the UBA Mobile Banking App.
Conclusion
The UBA Mobile Banking App is a convenient and secure way to manage your UBA account from anywhere at any time.
With its numerous features and functionalities, you can easily transfer funds, pay bills, buy airtime, and more.
By following the steps outlined in this article and being cautious when using the app, you can enjoy the benefits of digital banking and stay safe while doing so.