How To Increase Transfer Limit On UBA App

In this article on, I will show you How to Increase Transfer Limit on UBA App with a step by step process.

How To Increase Transfer Limit On UBA App

As a UBA (United Bank of Africa) customer, a mobile transaction limit of N200,000 will normally be placed on your account.

But this can be extended to a maximum limit of 5 Million Naira if you’re a small business owner or an individual who makes huge amounts of inter-bank or intra-bank transfers in a day.

The United Bank for Africa (UBA) is one of the largest financial institutions in Africa, offering a wide range of financial services to millions of customers across the continent.

One of the most popular offerings from UBA is its mobile banking app, which allows customers to carry out various transactions from the comfort of their smartphones.

However, some customers have reported encountering transfer limits when using the app.

If you’re one of those customers, don’t worry. In this article, we’ll explain how to increase the transfer limit on the UBA app.


What is Transfer Limit?

A transfer limit is the maximum amount of money you can transfer from your UBA account to another bank account through the mobile app.

This limit is put in place by the bank to prevent fraud and ensure the security of your funds.

The limit is usually set based on your account history and transaction patterns. If you need to transfer more money than your current limit allows, you will have to increase your limit.


Why Increase Transfer Limit on UBA App?

There are various reasons why you might want to increase your transfer limit on the UBA app.

For instance, you may need to make a large purchase or pay for a service that requires a significant amount of money.

Increasing your transfer limit can also help you avoid the hassle of making multiple smaller transfers, which can be time-consuming and costly.

By increasing your transfer limit, you can enjoy the convenience of transferring larger sums of money at once, without having to visit a physical UBA branch.

RELATED: How To Check UBA Account Balance

Requirements Needed to Upgrade UBA Transfer Limit On MOBILE APP

Before getting started, note that there are some major requirements needed to be met.

Without these requirements, you will need to visit the bank and go through the stressful process of transfer limit upgrade.

Without wasting any more time, below are the few major requirements:

  1. You must have an Android/Tablet or IOS device with a stable internet connection.
  2. The UBA mobile app must be downloaded and installed on your device.

Once the two above requirements are checked, then proceed to the next step where I will be explaining “HOW TO INCREASE TRANSFER LIMIT ON UBA MOBILE APP“.


How to Increase Transfer Limit on UBA App

Increasing your transfer limit on the UBA app is a straightforward process. Here are the steps:

Step 1:

Log in to the UBA mobile banking app using your login credentials. If you haven’t downloaded the app yet, you can download it from the Google Play Store for ANDROID users or Apple App Store for IOS users.


Step 2:

Click on the “Self Service” option on the menu. This will open a drop-down menu with several options.


Step 3:

Select the “Limit Increase” option from the Self-Service menu. This will take you to the limit increase page.


Step 4:

Choose the account for which you want to increase the transfer limit. If you have multiple accounts with UBA, make sure you select the correct one.


Step 5:

Select the new limit you want to set for your transfer. UBA allows you to increase your transfer limit up to a certain amount, depending on various factors such as your account history and transaction patterns.


Step 6:

Confirm your request. Make sure you double-check the details you’ve entered before submitting your request.


Step 7:

Wait for the bank to approve your request. You will receive a notification on the app when your request is approved.


And just like that, you’ve single-handedly upgraded your UBA mobile app daily transfer limit. If there are any difficulties or technicalities, you may visit any UBA bank branch near you for professional help.

It’s that easy! Once your request has been approved, you can transfer funds up to the new limit you’ve set on the app.

ALSO READ: How To Block UBA Account

Things to Note when Increasing Transfer Limit on UBA App

Here are some important things to keep in mind when increasing your transfer limit on the UBA app:

The bank may require additional documentation or verification before approving your request for a limit increase.

Be prepared to provide this information if requested. This may include a valid means of identification, such as a passport or national ID card.

The bank may also review your account history and transaction patterns before approving your request.

If you have a good track record of managing your account and making transactions, you’re more likely to have your request approved.

The transfer limit increase request may take some time to be approved. You will receive a notification when it has been approved.

The approval process usually takes a few days, so it’s best to make your request well in advance if you have an urgent need for a higher transfer limit.

UBA may periodically review your transfer limit and adjust it based on your account activity and transaction history.

If your transfer limit is reduced, it may be due to suspicious activity or other security concerns.

Remember that increasing your transfer limit also increases your risk of fraud and unauthorized transactions.

Always be vigilant when making large transfers and never share your login credentials or personal information with anyone.

If you encounter any issues or have questions about increasing your transfer limit on the UBA app, contact UBA customer service for assistance.

You can reach customer service via the app or by phone.



Increasing your transfer limit on the UBA app is a simple process that can help you enjoy the convenience of transferring larger sums of money from your UBA account to other bank accounts.

Just follow the steps outlined in this article, and you’ll be on your way to transferring larger amounts with ease.

However, it’s important to remember that a higher transfer limit also comes with higher risks, so always be vigilant and take steps to protect your account from unauthorized access and fraud.

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